If you struggle with money — or you have a specific goal to save money going into the new year — following a budget can help ...

which makes the Monthly Budget Packet from TheBudgetMom a great resource for budgeting newbies, Rebell says. This free, printable template provides a detailed income and expense tracking chart ...

Creating a monthly budget template is a crucial step towards financial health. It not only helps in tracking your income and expenses but also aids in planning for savings and investments.