This as-told-to essay is based on a conversation with Mckean Matson, a 25-year-old tiny homeowner in College Station, Texas. It has been edited for length and clarity. In 2018, right before I ...

Read more: I bought 2 Airbnb tiny houses and put them in my yard. It started as an easy way to make extra cash — now it's my primary source of income. Former teacher Steph Douglass bought her ...

ADUs — tiny homes built in a backyard — can make homeownership affordable. One person said it will allow her to age in place.

But the term “tiny house ... are opening to backyard cottages, nobody has figured out how create a consumer loan that doesn’t require a second mortgage on the main house.