Clark Howard, a prominent consumer finance expert, entrepreneur, author and radio host, challenges the conventional wisdom ...

W hether you owe a lot or a little, paying off your credit card debt is always a good idea. Before and after you make a big ...

Locking your Social Security number requires a different process than freezing your credit. Both tools can protect you ...

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A charge-off is a debt that has gone continuously unpaid for a sufficient amount of time — usually around 180 days — and that ...

While credit cards can simplify payments and offer rewards, relying on minimum payments can lead to substantial debt and high ...

It’s worth taking a closer look at how much value your points donation truly delivers — and whether there are better ways to ...

A new type of credit card scam has emerged where callers promise high credit card limits to potential customers but actually offer them much lower limits, which negatively affects their CIBIL score.

More than half of minors who were victims of identity theft report being denied access to credit at least once because of it, ...

High credit scores boost financial health by offering cheaper loans, better insurance discounts, credit card perks, etc.

The rule closes a loophole that exempted overdraft fees from lending laws, but is expected to face challenges.

It earns 3% cash back at specific merchants and 2% back on everything else — but only if you use the card with Apple Pay. It's not a game-changer, but the card does offer some intriguing ...