Clark Howard, a prominent consumer finance expert, entrepreneur, author and radio host, challenges the conventional wisdom ...

W hether you owe a lot or a little, paying off your credit card debt is always a good idea. Before and after you make a big ...

Locking your Social Security number requires a different process than freezing your credit. Both tools can protect you ...

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The Royal Mail reveals the toys that the most children have been requesting from Father Christmas this year. Meanwhile, the pound has hit an eight-year closing high against the euro. Read these and ...

A charge-off is a debt that has gone continuously unpaid for a sufficient amount of time — usually around 180 days — and that ...

While credit cards can simplify payments and offer rewards, relying on minimum payments can lead to substantial debt and high ...

A new type of credit card scam has emerged where callers promise high credit card limits to potential customers but actually offer them much lower limits, which negatively affects their CIBIL score.

More than half of minors who were victims of identity theft report being denied access to credit at least once because of it, ...

High credit scores boost financial health by offering cheaper loans, better insurance discounts, credit card perks, etc.

The rule closes a loophole that exempted overdraft fees from lending laws, but is expected to face challenges.

Are you considering purchasing a new car but unsure how your credit score might affect your financing options? Whether you're ...